Month: October 2018

If you have a credit freeze on any of the three bureaus (Equifax, TransUnion, Experian), you will need to remove the freeze before your lender can pull credit. Here’s a pdf with complete instructions on how to do this: How_to_Lift_a_Security_Freeze

In May of this year, I began my 31st year helping Atlanta homeowners secure the best possible options for home financing, most of this time as president of Mortgage One. After several years’ contemplation, I am pleased to announce that we formally opened the doors of Foundry Mortgage in early September. We offer a wide…

Wire fraud has turned into a billion-dollar industry for computer hackers. The FBI reports wire fraud on home purchase transactions is up nearly 5,000% from 2016. How does wire fraud happen to unsuspecting home buyers? Hackers gain access to a title company or real estate agent’s email account, silently watching for upcoming home purchases and…

I’ve heard it said that “Interest rates don’t change, just the cost of interest rates change.” I like this because it helps me understand the way rates and discount points are connected. Knowing a few key facts will improve your confidence and help you become a smart mortgage shopper: What does “Current Interest Rate” mean?…