Buying a home is a thrilling and rewarding adventure! You’ll want to put your best foot forward and prepare a simple household budget to help you determine your own affordable housing payment. Here is an excellent fillable form to help you get started. FTC Household Budget Tool Once you have completed your budget you’ll be…

Home buyers with a small down payment often struggle with the choice between FHA and Conventional loans. Rightly so, as there are several factors that need to be considered before a recommendation can be made. On one hand, FHA has more liberal qualifying guidelines and a lower interest rate. They are also more profitable for…

Many people seek a glimpse of their future by looking at houses, both online and in person. Whether landscapes, cozy rooms, colors, textures, proximity to work, potential for activity, or other features, our home is the center of our world. A Home is More Than a House When we look at houses in pictures or…

Whether you’re a first time home buyer or moving from one place to another, one of the many questions you will ask yourself is “How much house?” When you ask yourself this question, what thoughts run through your mind? (I recommend that my clients keep a notebook and a vision board for their home purchase…

The first thing most home shoppers do when they are getting ready to buy is to consult a mortgage professional to determine how much of a housing payment they qualify for based on income, down payment, and credit rating. Once you find out what you CAN do, there’s another conversation you need to have about…