Year to Date History of Mortgage Rates

Mortgage Rate History 1 Year

30 Year Fixed (Conventional Conforming)

Mortgage rates move daily based on the price for openly traded zero coupon bonds known as Mortgage Backed Securities (MBS). Much like Treasury Bills, the trading is very active and the price goes up and down based on demand for the instruments. The most recent 12-month history of 30-year fixed rates is displayed to the left. Recent economic news and events have pushed mortgage rates into territory not seen in two years.

See Today's Rates for most products below

Are you getting the best deal? Here's how to know...

Loan Shopping Tactics:

  1. Understand the connection between closing costs and interest rates. (Call me at 678-732-5867 and I'll explain)
  2. Don't try to shop for the best deal until you have signed a purchase agreement.
  3. Compare quotes at the same time as rates fluctuate constantly.

Foundry Guarantee: 

Our mission is to provide the best advice at the best price! If we don't have the best deal when you're ready to lock in your interest rate, we'll transfer all paperwork to your lender of choice at your request. No cost or obligation. Call now to validate the "best advice" part of the agreement - you'll know within 5 minutes that we are qualified to be your expert home loan advisors.

30 Year Fixed Rates for 11/19/19

**IMPORTANT** Please Read

Lenders are required to advertise APR (Annual Percentage Rate) behind every interest rate quote. The APR is the cost of the financing including interest charges and any costs that are incurred as a result of the loan including Private Mortgage Insurance and some of the closing costs.

It's not possible to shop for the best rate without knowing which program best fits your specific scenario and your mortgage credit score. The following quotes are organized with this in mind. We believe you'll find our prices and costs are extremely competitive once you are able to get guaranteed offers (ready to lock-in.) Please watch our video on the subject.

One more thing - If you're looking for lower lender fees than our quoted amount, you will find them - but the corresponding interest rate will be higher as a result. This is called "lender funded closing costs." Please watch our video on the subject.

20%+ Down Conventional

$995 Total Lender Fees NO POINTS!
  • >780 Score = 3.625% (3.691% APR)
  • 720 -779 Score = 3.65% (3.733% APR)
  • 680-719 Score = 4.0% (4.119% APR)
  • 640-679 Score = 4.25% (4.376% APR)
  • 620-639 Score = 4.5% (4.631% APR)
  • Below 620 Score available - call for quote

10% Down Conventional

$995 Total Lender Fees NO POINTS!
  • >780 Score = 3.625% (4.004% APR)
  • 720 -779 Score = 3.625 (4.289% APR)
  • 680-719 Score = 4.125% (4.882% APR)
  • 640-679 Score = 4.375% (5.876% APR)
  • 620-639 Score = 4.5% (5.791% APR)
  • Below 620 Score available - call for quote

3%-5% Down Conventional

$995 Total Lender Fees NO POINTS!
  • >780 Score = 3.625% (4.435% APR)
  • 720 -779 Score = 3.75% (4.605% APR)
  • 680-719 Score = 4.125% (5.006% APR)
  • 640-679 Score = 4.5% (5.111% APR)
  • 620-639 Score = 4.625% (5.814% APR)
  • Below 620 Score available - call for quote

FHA/VA

$995 Total Lender Fees NO POINTS!
  • >660 Score = 3.125% (4.006% APR)
  • <660 Score - Call for quote

$0 Down USDA

$995 Total Lender Fees NO POINTS!
  • Property and Income Restrictions - please call for quote.

Rates subject to change without notice.

Foundry Mortgage GUARANTEE:

If you're like most people, you want expert advice and the best deal. That's our mission! If we don't have the best deal when you're ready to lock in your interest rate, we'll transfer all paperwork to your lender of choice at your request. No cost or obligation. Call now to validate the "best advice" part of the agreement - you'll know within 5 minutes that we are qualified to be your expert home loan advisors.

Loan Advisor Mission Statement

"To assist others in making the best home financing decisions, at the lowest cost and interest rates available."

Are you ready to get started?

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"Helping People Shape Their Lives."

800.640.3050    info@foundrymortgage.com
327 Dahlonega Street, 1703B  Cumming, Georgia 30040
NMLS 1737164 Georgia Residential Mortgage Licensee 62261

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