VA loans are a special provision for veterans of the US Armed Forces. If you're qualified, you will be able to purchase a home with no money down. They are offered by private lenders such as Foundry Mortgage and guaranteed by the Federal government which eliminates the need for costly mortgage insurance.

The staff at Foundry Mortgage have spent years helping our veterans make the dream of home ownership a reality with VA loans. We live and work in the same communities where we do business so we truly understand the needs of our customers.

We will help you determine whether you qualify for an VA loan by evaluating your income and credit history as well as the specific requirements of the Veterans Administration.

Benefits of Georgia VA Home Loans

VA loans comprise a large percentage of loans used by US Veterans, whether buying their first home, or their last. Borrowers may be approved for a VA loan with credit scores as low as 620. In some cases, lower. There is no mortgage insurance which saves veterans thousands of dollars per year over other means of home financing.

VA loans offer flexible guidelines and when negotiating a purchase agreement, the seller can contribute up to 4% of the purchase price for closing costs making it possible to purchase a home with no cash out of pocket.